Every finance leader has been asked the same question this year: "Why can't we just build our own AI?"
It's a fair question. Between vibe coding, warehouse integrations, and MCP connectors, a finance team can stand something up in an afternoon. Speed isn't the constraint anymore.
Ownership is. Who governs the model, who secures the data, and who maintains it in two years when the person who built it has moved on. AI lowered the cost of building. It didn't touch the cost of owning.
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